Comprehensive Motor Insurance
Comprehensive Insurance provides broader protection for both your vehicle and third parties. It combines mandatory third-party liability coverage with protection against accidental loss or damage to your own vehicle.
Coverage Highlights
Own Vehicle Damage
Protection against accidental damage resulting from collisions, overturning, and other unforeseen incidents.
Fire and Theft
Covers financial loss arising from fire, theft, or attempted theft of the insured vehicle.
Natural Disasters
Protection against floods, landslides, earthquakes, storms, and other covered natural perils.
Third-Party Liability
Covers legal liability for injury, death, or property damage caused to others.
Enhanced Peace of Mind
Designed for vehicle owners seeking broader financial protection and reduced out-of-pocket risk.
Recommended For
| New Vehicles | High-Value Vehicles |
| Commercial Vehicles | Financed Vehicles |
Covers Everyone – Including You
Comprehensive Insurance is the upgraded form of motor insurance. In addition to protecting third parties, it also covers your own vehicle against accidental damage, theft, fire, and natural disasters.
Damage to your own vehicle
Fire, theft, and natural disasters
Third-party injury and property damage liability
Broader financial protection and peace of mind
Looking for the minimum mandatory coverage? View our Third-Party Liability Insurance option, which covers legal liability to others but does not protect your own vehicle.
Premium Calculator
Instant estimate for your vehicle insurance
Please fill in all required fields.
Estimated Annual Premium
NPR 0
Inclusive of 13% VAT